What’s new in Google Pay — Google for Builders Weblog

Posted by Jose Ugia – Developer Relations Engineer

Throughout Google I/O 2023, we shared a few of the new options we’re including to Google Pay and mentioned how you need to use them to simplify and strengthen your integrations, and add worth to your clients making funds in your software or web site.

Learn on for a abstract of what we coated through the occasion, or try the recording of our session on YouTube: What’s new in Google Pay and Google Pockets.

Legal responsibility shift on eligible transactions with Google Pay

Google Pay is increasing its zero fraud legal responsibility safety on Android units for eligible transactions leveraging main fee community safety capabilities. Earlier than at present, on-line funds made with a Mastercard had been assured by this safety. Right this moment, we’re saying that we’re increasing this profit by rolling out service provider legal responsibility safety to eligible Visa on-line transactions which can be made utilizing Google Pay.

As well as, we’re making it straightforward to confirm and add types of funds to Google Pay. As only one instance, Google Pay has added help for card authentication each earlier than and after a fee transaction. Google Pay customers at the moment are in a position to confirm their saved card through an OTP code or their banking app which creates a device-bound token that helps safe and seamless transactions each on-line and offline.

Scale back fraud with Google Pay

As a part of our mission that can assist you cut back fraud and enhance authorization charges with out growing person friction, we’re actively engaged on a brand new service — Safe Fee Authentication, a service constructed to assist with threat and compliance primarily based authentication wants. This service can be utilized for eligible fee transactions that require extra verification, and use safe and excessive performing gadget certain tokens to fulfill two-factor authentication.

We’re utilizing this chance to interact with companies such as you as a part of an early entry program, to grasp the way it will help you enhance authorization efficiency. If fraud is a problem for what you are promoting at present, contact us to tailor your authentication technique with Safe Fee Authentication.

Image illustrating authentication flow using Secure Payment Authentication
Determine 1: Instance authentication circulate utilizing Safe Fee Authentication.

The brand new dynamic button

We’re giving the Google Pay button a contemporary new look, making use of the most recent Materials 3 design ideas. The brand new Google Pay button is available in two variations that make it look nice on each darkish and lightweight themed purposes.

Image of the new Google Pay button view for Android
Determine 2: The brand new Google Pay button view for Android could be personalized to make it extra constant along with your checkout expertise.

We’re additionally introducing a brand new button view that simplifies the combination on Android. This view permits you to configure properties just like the button theme and nook radius immediately in your XML format. The brand new button API is on the market at present in beta. Take a look at the up to date tutorial for Android to start out utilizing the brand new button view at present.

Later this quarter, you’ll be capable of configure the brand new button view for Android to indicate your customers extra details about the final card they used to finish a fee with Google Pay.

Image of the dynamic version of the new Google Pay button on Android
Determine 3: An instance of how the dynamic model of the brand new Google Pay button view will look on Android.

An improved take a look at suite with fee service supplier playing cards

We’re introducing PSP take a look at playing cards, an improve to Google Pay’s take a look at suite that allows you to use take a look at playing cards out of your favourite fee processors to construct end-to-end take a look at situations. With this improve, you’ll now see particular take a look at playing cards out of your processor populate in Google Pay’s fee sheet, enabling extra testing methods, each handbook and automatic.

Image of a test card in Google Pay’s payment sheet in TEST mode
Determine 4: Take a look at playing cards out of your fee processor seem in Google Pay’s fee sheet when utilizing TEST mode.

This improve additionally helps take a look at automation, so you’ll be able to write end-to-end UI checks utilizing acquainted instruments like UIAutomator and Espresso on Android, and embody them in your CI/CD flows to additional strengthen your checkout experiences. The brand new technology of Google Pay’s take a look at suite is presently in beta, with net help coming later this yr.

Digital playing cards, autofill and extra

Final yr we launched digital playing cards on Android and Chrome. Since then, we’ve seen nice adoption, offering safe and frictionless on-line checkout experiences for thousands and thousands of customers. Prospects utilizing digital playing cards have loved sooner checkouts, reported much less fraudulent spend, and made on-line transactions that had been declined much less usually.

Autofill is receiving visible enhancements to cut back checkout friction, and can quickly let your clients full fee flows utilizing financial institution accounts in Europe. For builders utilizing autofill, we’re introducing suggestions in Chrome DevTools that can assist you enhance checkout efficiency. We’re additionally bettering autofill to higher fill kinds throughout frames, serving to you facilitate funds extra securely.

Take a look at the Google I/O keynote for Google Pay and Google Pockets to study extra.

What’s forward

We’re decided to develop the variety of verified types of fee throughout the Google ecosystem, and proceed to push for easy, useful, and safe on-line funds, providing you a option to empower different companies, and speed up that change for shoppers.

Later this quarter, you’ll be capable of configure the brand new button view in your Android purposes, to indicate your customers extra details about the final card they used to finish a fee with Google Pay. We’re additionally engaged on bringing the identical customization capabilities introduced for Android to your web sites later this yr.

Get began with Google Pay

Check out the documentation to start out integrating Google Pay at present.

Study extra concerning the integration by having a look at our pattern supply software in GitHub.

When you find yourself prepared, head over to the Google Pay & Pockets console and submit your integration for manufacturing entry.

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